In what situation would someone favor using a cheque over cash?

Using a cheque for larger transactions or purchases that require proof is preferable because cheques provide a written record of the payment. This documentation is crucial for both the payer and the payee, as it serves as evidence of the transaction in case disputes arise regarding payment or fulfillment of goods or services. Cheques also offer a level of security that cash does not; they are traceable through the banking system, making it possible for the payer to confirm that the payment has been processed.

For larger sums of money, the need for accountability and verification becomes more significant, and the use of a cheque can help prevent the risks associated with handling large amounts of cash, such as loss or theft. Additionally, when issuing a cheque, the payer typically must provide identification, further enhancing security and establishing trust in the transaction.

In contrast, other situations like small purchases, online orders, or tipping are generally more suited to cash or electronic payment methods due to their immediacy and convenience, where the advantages of using a cheque do not apply as strongly.